Naraasti Intelligence

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Password

🏢 Company Details

Company Name

Sector

Plan

Revenue (₹ Cr)

Debt (₹ Cr)

EBITDA %

Current Ratio

⚖️ Governance

Promoter Strength (0–10)5

Audit Quality (0–10)5

Transparency (0–10)5

🔬 Advanced Signals NI-Advance Forward-looking indicators

Entity Stage

Entity / Project Stage Classifies the entity's lifecycle — affects how liquidity and leverage are interpreted.

Debt Structure Quality

Refinancing Dependent

Primary debt reliance is rolling over maturing obligations rather than operating cash flow.

Covenant-Heavy / Callable Debt

Tight covenants or call provisions that could accelerate repayment obligations.

Maturity Concentration

Significant debt matures within 24 months — near-term wall risk.

Debt Growing Faster Than Revenue

YoY debt growth materially exceeds revenue growth — classic early-warning signal.

Structural Risk Flags

Single-Customer Concentration

One customer >30% of revenue — binary revenue risk.

Recent Ownership Change

Controlling ownership changed in last 2 years — strategic continuity risk.

Material Related-Party Transactions

Significant promoter-linked transactions — governance and cash leakage risk.

Pending Significant Litigation

Material court cases or regulatory proceedings with uncertain financial outcomes.

📄 New Issuance

Issuance Purpose

Issuance Size (₹ Cr)

Coupon / Interest %

Tenure (Months)

Naraasti Intelligence

Generate a professional risk analysis report instantly.

🧠 Why Naraasti Intelligence?

Explainable Risk Outputs

Affordable SME Intelligence

Instant Structured Analysis

Governance + Financial Integration

Sector-Aware Risk Modeling

📊 What You Get

Risk Grade

Dynamic PD

Issue Risk

Issue PD

Risk Drivers

Improvement Insights

Past Reports

⚙️ How It Works

1️⃣ Enter company financials

2️⃣ Set governance sliders

3️⃣ Configure issuance details

4️⃣ Generate institutional-grade risk analysis